Welcome to FM Global
FM Global is a leading commercial insurance company that forms long-term partnerships with clients to support risk management objectives through a unique combination of engineering, underwriting and claims. We work to ensure business continuity and safeguard our clients' properties with seamless, worldwide coverage and property loss prevention engineering solutions.
At FM Global, we believe it is better to prevent a loss than try to recover from one.
As a mutual company, our products and services directly support our clients' overall risk management objectives through:
- Understanding the nature and reality of their specific risks
- Establishing sound loss prevention solutions that safeguard against loss
- Developing cost-effective insurance and risk transfer solutions backed by large, stable capacity
- Providing the claims and loss mitigation support to minimise business disruption
Superior Loss Prevention through Research and Engineering
We conduct hands-on research and deploy on-the-ground engineers to ensure our products and services remain the best available and directly support risk management processes and objectives. Our specially trained property conservation and machinery maintenance engineers conduct extensive site evaluations of your facilities, as well as explore your hazard management programs, to identify issues that may impact your property loss-prevention/control program.
FM Global's 1,600 acre (648 ha) Research Campus is one of the most innovative research and testing centers in the world and is the premier centre for property loss prevention scientific research and product testing. Here, FM Global helps many of the world's largest companies understand how to prevent potentially catastrophic physical threats from affecting their properties and business operations. The Research Campus also is a leading resource for manufacturers seeking third-party certification.
Benefits of the FM Global Difference
The Majority of Property Loss is Preventable
Through our world-class scientific research, on-the-ground engineering and property risk management expertise, FM Global provides unmatched knowledge and insight to solve clients' problems.
Mutual Ownership, Mutual Gain
The loss prevention dedication of the policyholders who own and govern us have made it possible to return close to US$1 billion through membership credits.
A Single Focus
Dedication to commercial property, combined with a performance-based approach, ensures we provide the commitment and expertise required to service clients worldwide.
Dual Delivery Capability
Our dual delivery capability allows us to sell, underwrite and service both direct and brokered clients, offering a choice that doesn't exist with most carriers.