Welcome to FM Global

FM Global is a leading commercial insurance company that forms long-term partnerships with clients to support risk management objectives through a unique combination of engineering, underwriting and claims. We work to ensure business continuity and safeguard our clients' properties with seamless, worldwide coverage and property loss prevention engineering solutions.

At FM Global, we believe it is better to prevent a loss than try to recover from one.

As a mutual company, our products and services directly support our clients' overall risk management objectives through:

  • Understanding the nature and reality of their specific risks
  • Establishing sound loss prevention solutions that safeguard against loss
  • Developing cost-effective insurance and risk transfer solutions backed by large, stable capacity
  • Providing the claims and loss mitigation support to minimise business disruption

Superior Loss Prevention through Research and Engineering

We conduct hands-on research and deploy on-the-ground engineers to ensure our products and services remain the best available and directly support risk management processes and objectives. Our specially trained property conservation and machinery maintenance engineers conduct extensive site evaluations of your facilities, as well as explore your hazard management programs, to identify issues that may impact your property loss-prevention/control program.

FM Global's 1,600 acre (648 ha) Research Campus is one of the most innovative research and testing centers in the world and is the premier centre for property loss prevention scientific research and product testing. Here, FM Global helps many of the world's largest companies understand how to prevent potentially catastrophic physical threats from affecting their properties and business operations. The Research Campus also is a leading resource for manufacturers seeking third-party certification.


Benefits of the FM Global Difference

The Majority of Property Loss is Preventable

Through our world-class scientific research, on-the-ground engineering and property risk management expertise, FM Global provides unmatched knowledge and insight to solve clients' problems.

Mutual Ownership, Mutual Gain

The loss prevention dedication of the policyholders who own and govern us have made it possible to return close to US$1 billion through membership credits.

A Single Focus

Dedication to commercial property, combined with a performance-based approach, ensures we provide the commitment and expertise required to service clients worldwide.

Dual Delivery Capability

Our dual delivery capability allows us to sell, underwrite and service both direct and brokered clients, offering a choice that doesn't exist with most carriers.


Contact Us

FM Global has offices around the globe ready to serve your industrial and commercial property insurance, risk management and loss prevention engineering needs.

» Contact us
» Find us worldwide

Management Team

Meet the FM Global Management Team that stands ready to serve your needs

» Meet the team

Industry Ratings

A+ Superior by A.M. Best

AA (very strong) by Fitch

» View FM Global's financial strength rating reports